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The other day I was talking to a friend of mine about an  empty house on the street where he lived.  As a Realtor I am always prospecting and vacant houses are always intriguing to me.   So I say to him: "John, how long has that house been vacant?" John says: " a year and a half"  I went on to ask him why and he said that the neighbor told him that the owner walked away from the property because the house on the corner caught fire and they feared their property value was now depleted.  I said to John: " Are you kidding me?" John reluctantly said " NO".  CLICK HERE for more....

 

 

                                      The other day I was sipping some cold tea and was having a                                         smoke (cigar) on my porch and I noticed something                                                         very interesting...there was a guy in a car taking pictures of                                           the house next door to me.  He actually had the nerve to get out and take even more pictures...Now some might say, maybe he was an appraiser or an interested buyer... but to that notion, I would say, NO WAY! this guy was low in his seat and was trying to remain undetected as he took picture after picture...I honestly don't think he saw me sitting there watching him...

CLICK HERE for more....

Why are you taking pictures of that house?? Oh its just the BPO agent
The BIG question many sellers face...should I walk away or not?
Maplewood/South Orange Home Owners Facing Foreclosure, we can help! 

Now If you know me then you know I am into people and not really houses, so its much more to me than a commission when I meet someone and decide to work with them; its a friendship and one that I hold near and dear.  Now I am not going to get all preachy about how your balance ratios or debt to income ratios should be (let's leave that to the mortgage pro's) but I will say this; at all cost, 1) don't apply for too much credit (don't over extend yourself and the credit pulls hurt your score), 2) keep your balances somewhat low (doesn't mean zero balance but don't owe $990 and your limit is $1,000 & most of all 3) pay your bills on time, even if its the minimum due. Do whatever you can to avoid a late payment because even though its one month for you; its on that report for a long time and truly not worth the long term impact IF it can be avoided. If it cannot then do what you can and survive, ALL things can be fixed with time and dedication so either way you got our support. Just remember there is Life after a short sale...

 

 

 

 

As an active member in the Maplewood/South Orange community; I have to admit that I love these towns, I live here, enjoy its parks and restaurants and I also have my Real Estate Office in town (GoodBuy Homes NJ Realty), so of course as a Broker in the area I often check market trends & sales as a way to stay on top of my market. Over the past 6 months have seen an alarming trend of more foreclosure & pre-foreclosure properties entering the market and the site is quite scary. Many homeowners just don't know where to turn.   CLICK HERE for more....

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Life after a short sale
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